After much to-ing and fro-ing, I have ordered Indy's new saddle... *squeeeeeeeeeeeeeeeeeee!*
It is an Albion K2 jump saddle in choco colour, with 17.5" seat (I prefer 17 but do have to think of re-sale value and anyone else who might ever ride Indy), XW gullet, velcro knee blocks and an extra (balance) strap so that I have options for girthing arrangements in the future. It comes with a drop-shape panel which should also give me options for fitting, either Indy as she matures and develops, or another horse. I wanted the Ultima leather (the lovely textured/grippy leather) but an extra $400 on top of the 3k wasn't going to happen!